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Flex works in the background of your Higlobe account, so you can focus on your clients, not your balance.
When your balance runs short, Flex covers the difference, up to $500 USDC.
Flex steps in on its own when your balance dips, so you don't have to watch it day to day.
Flex lives in your Higlobe account, so the cushion is there whenever you need it.

Borrow up to $5,000 USDC a month on future revenue, or up to $15,000 USDC based on your projected quarter.
Learn more →Earn 3% APY on your Higlobe balance, accrued daily and paid weekly. Or lock in up to 6% APY on money you can set aside for 60 to 180 days.
Learn more →Higlobe Flex lets you transfer money to your Brazilian bank or spend on your card even if your balance is zero, up to your approved limit. It’s not a loan; it’s simply a short-term advance on your account that you repay within 30 days.
To qualify, you need to:
Higlobe determines eligibility at its own discretion and may decline or revoke it at any time.
If you're eligible, the Higlobe Flex Service option appears automatically in the Higlobe app. You'll need to opt in and accept the Terms in the app to activate it. If you don't opt in, any transaction that would exceed your available Wallet balance is simply declined.
If your negative balance is not fully replenished within 30 calendar days of the date it first went negative, Higlobe automatically charges a one-time USD 30.00 Delinquency Fee. This fee can be applied even if it takes your balance beyond your Flex Limit.
You need to bring your Wallet balance to zero or above within 30 calendar days of the date it first went negative. You can do this by depositing funds from an external source, receiving a transfer from another Higlobe Wallet user, or any other funding method Higlobe supports. Incoming funds are applied automatically to your outstanding negative balance and fees first, before anything else becomes available to you.
You need to pay a 10.00 USD fee charged automatically every time a transaction takes your Wallet balance further negative. This applies to the transaction that first creates a negative balance and to every later transaction that deepens it, always within your Higlobe Flex Limit.