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Use a monthly advance for short-term gaps, or a quarterly advance when you’re planning ahead.
Borrow against your future revenue when a client pays late or a month runs slow.
Plan for bigger moves, like new equipment or a slow season, with an advance based on your projected quarter.

Get paid
Get paid through your Higlobe account.
Check your limit
See the advance you qualify for.
Request an advance
Request an advance. Funds land in your Higlobe balance in [timing].
Pay it back
Repay [how repayment works].
Automatic balance protection of up to $500 USDC for the small dips between payments.
Learn more →Higlobe Advance lets you transfer money to your Brazilian bank or spend on your card even if your balance is zero, up to your approved limit. It’s not a loan; it’s simply a short-term advance on your account that you repay within 30 days.
To qualify, you need to:
Higlobe determines eligibility at its own discretion and may decline or revoke it at any time.
If you're eligible, the Higlobe Advance Service option appears automatically in the Higlobe app. You'll need to opt in and accept the Terms in the app to activate it. If you don't opt in, any transaction that would exceed your available Wallet balance is simply declined.
Your Limit is the maximum negative balance Higlobe allows on your Wallet. It's set by Higlobe and disclosed to you before you activate the service. Higlobe reviews it at least once a month and will notify you in the app of any material change.
No. Higlobe does not charge periodic interest on a negative balance. Your only cost is the Advance Usage Fee as long as your balance is brought back to zero by the Replenishment Date.
You need to pay a 10.00 USD fee charged automatically every time a transaction takes your Wallet balance further negative. This applies to the transaction that first creates a negative balance and to every later transaction that deepens it, always within your Higlobe Advance Limit.
If your negative balance is not fully replenished within 30 calendar days of the date it first went negative, Higlobe automatically charges a one-time USD 30.00 Delinquency Fee. This fee can be applied even if it takes your balance beyond your Advance Limit.