US transfers with the lowest cost guaranteed! For professionals
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We will always deliver more local currency per dollar than any other service, guaranteed.
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Higlobe is a SOC 2-compliant payment platform delivering global money transfers.


3% annual rate, accrued daily, paid weekly on your Higlobe balance.


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Higlobe is a registered Money Service Business (MSB) regulated by the US Department of Treasury. We serve professionals and businesses in Brazil, Mexico, Argentina, Colombia, India and the Philippines who receive payments from American clients.
To open a Higlobe account in India, you must:
1. Be at least 18 years old
2. Provide a valid government-issued identification document
3. Complete identity verification (KYC) successfully
To complete KYC verification, you must submit a valid, government-issued ID that meets Higlobe’s verification standards.
The following IDs are accepted:
1. International Passport
2. Driver’s License (Professional or Non-Professional)
3. Aadhaar ID
4. Permanent Account Number (PAN) Card
5. Voter’s ID
Most transfers are completed within minutes. Once you initiate a withdrawal from your Higlobe account to your local Indian bank account, our local payout partner processes the transfer via IMPS or NEFT, so funds typically arrive the same business day.
Higlobe’s payout network is compatible with all major public and private-sector banks in India. As long as your bank supports IMPS or NEFT, you can receive funds directly into your preferred local savings or business account.
Higlobe offers simple, transparent pricing. We do not charge monthly subscription fees, account maintenance fees, or receiving fees. The only cost is a fixed transaction charge (0.3%), so you’ll always know exactly how much INR will land in your account.
We use the live exchange rate (as shown on Xe) as our base. To provide our service, we take a 0% markup on the live FX rate and a 0.3% transaction fee along with the applicable GST. This fee is charged by Higlobe’s local partner in India.
You can initiate a withdrawal 24/7 through the Higlobe app or website. Transfers initiated during Indian banking hours are typically processed instantly. Withdrawals made late at night or on bank holidays may be completed the next business morning.
A 0% markup on the live FX rate and a 0.3% transaction fee along with the applicable GST. This fee is charged by Higlobe’s local partner in India. This covers the entire process of moving your funds from your Higlobe US virtual account to your local Indian bank account.
To ensure the highest level of security and compliance with both U.S. and Indian regulations, a two-step verification is required. Higlobe performs KYC to comply with U.S. federal requirements (as a registered Money Service Business), while our local partner, Unocoin, performs a separate KYC to comply with Indian regulations. This helps keep your funds protected during the transfer process.
Our primary settlement partner in India is Unocoin, one of India’s longest-standing and most trusted Virtual Digital Asset (VDA) service providers. Unocoin is registered with the Financial Intelligence Unit (FIU-IND) and manages the local liquidation into INR and transfer to your bank account.
Higlobe Fee: A 0% markup on the live FX rate and 0.3% transaction fee along with applicable GST is changed by Higlobe’s local partner in India.
Government Taxes (TDS): Under Indian Income Tax rules, a 1% Tax Deducted at Source (TDS) is mandatory on the sale of Virtual Digital Assets (USDC to INR). This 1% is withheld by Unocoin and deposited with the Indian Tax Department on your behalf. You can claim this TDS against your total tax liability when filing your annual Income Tax Return (ITR).
