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| Item | Details |
|---|---|
Advance amount Advance amount | $1,000 USD |
Origination fee Fee | $20 fee deducted from the amount disbursed |
Amount deposited Amount deposited | $980 deposited into your Higlobe wallet |
Funding speed Funding speed | Within 2 business days after approval |
Intended use Intended use | Business-related expenses, including advertising spend |
Repayment window Repayment window | 16 to 30 days after your wallet balance goes below $1,000 |
Penalty Penalty | Unreplenished funds after 30 days incur a $40 penalty. |
Please complete the form below to request the advance and agree to the program terms.
The Higlobe Advance Service is a limited-availability, invitation-only pilot feature designed to provide immediate liquidity to eligible users. It offers a structured, one-time lump-sum advance to help bridge cash flow gaps between your scheduled inbound payments.
Eligibility and specific offer limits are determined automatically based on account activity, volume, and internal risk assessment criteria. If you are eligible, you will receive an official invitation via email. To review your approved advance amount, log into your Higlobe dashboard, look for the Advance Service portal on your homepage, review the formal terms, and submit your request.
Please note: Customer Service representatives cannot manually grant eligibility, increase your offer, or bypass automated system reviews.
No. Under the parameters of this current pilot program, advances are offered as a fixed, single disbursement customized for your account (ranging between $300 and $1,000). You cannot adjust the amount of the offer.
Higlobe believes in absolute fee transparency. There are no compounding interest rates, no rolling monthly percentages, and no hidden maintenance fees. The total cost of the service consists of a flat, one-time $20 origination fee, regardless of your advance amount.
To streamline the transaction and ensure your total repayment obligation remains clear, the flat $20 origination fee is deducted upfront at the moment of funding. For example, if your approved advance amount is $500, your account will be credited with a net amount of $480, while your total repayment obligation remains exactly $500.
The 15-day clock starts on the 16th day following the deposit of your advance onto your Higlobe Wallet. While you can keep using remaining funds on your wallet balance during that time, any future incoming deposit from the US will be subject to a withholding of the advance amount before releasing the remaining funds to your Higlobe wallet.
Repayment is fully integrated into your existing wallet mechanics. You can replenish your account in two ways:
The 15-day clock starts on the 16th day following the deposit of your advance onto your Higlobe Wallet. While you can keep using remaining funds on your wallet balance during that time, any future incoming deposit from the US will be subject to a withholding of the advance amount before releasing the remaining funds to your Higlobe wallet.